RMCN Credit Services

1611 Wilmeth Road, Suite B, McKinney, Texas 75069
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RMCN is a credit services organization that specializes in credit repair, restoration and education. Founder and CEO Doug Parker started developing this credit restoration process in late 1997, after he too had credit problems. After settling all of his bad debts, Parker realized that their settled accounts were still on his credit report and affecting it in a negative way. Over the next several years Parker helped friends and family get several items deleted. After seeing the results that he achieved for them, he realized that he could help anyone with credit issues.
Year Established:22 year(s) of experience 1997 BBB Rating:Click here to view the
RMCN Credit Services BBB profile.
Toll Free Number:Free calls nationwide Yes Unresolved BBB Complaints: 2
Physical Location:Business headquarters Business Office Secure Online Signup:Uses https:// encryption No
  • Credit Bureau Disputes
  • Creditor Interventions
Services range from $109 to $129 per month with a one time initial fee of $1900.

RMCN Credit Services Reviews

RMCN is a scam!!
From the Better Business Bureau:
On October 12, 2011 the Federal Trade Commission filed a complaint in the United States District Court for the Eastern District of Texas, Sherman Division against RMCN Credit Services, Inc., and owners, Doug Parker and Julie Parker. Specifically, the charges include making false statements to credit bureaus about information in consumers' credit reports, and illegally collecting fees from consumers before performing any services and violation of the Credit Repair Organizations Act. The complaint seeks a judgment against the Defendants, a permanent injunction to prevent future violations, civil penalties, relief as the Court finds necessary to redress injury resulting from Defendants' actions and Court costs. - See more at: http://www.bbb.org/dallas/business-reviews/credit-repair-services-advance-fee/rmcn-credit-services-in-mckinney-tx-90010052#govtaction
I had a great experience with RMCN several years ago. They took my credit score from a 480 to a 620 in 8 months. I did feel like my rep didn’t follow-up with me very much, but my score jumped very quickly. Being fair to my rep, anytime I called her she responded right away, just felt like she could have checked in with me more often. I would definitely recommend them. Oh by the way, they will negotiate the fee. Just don’t commit right away. They will drop by 30% or more if you wait them out.
I used this company and spent TONS of money and didnt get any improval in my credit! I sent everything I was supposed to and did evertyhing i was told and NOTHING happened. I have been using Lexington Law for just 2 months and they have already done more in the year I was with RMCN. I can’t believe RMCN is still in business!
I can’t believe this company is still in business. First, they are WAY overpriced as compared to other companies that offer similar services (I overpaid them by a difference of $800). So before you sign up, be sure to shop other services in your area. You are likely to find a much better price. Second, I had little to no follow up from my “rep” and still have no clue what, if anything, this service did for me, and it’s been 8 months. I am still receiving threatening calls from things that weren’t mine and some that should have been taken care of months ago. After trying to contact my rep about this I’ve received no follow up. Additionally, I tried to get my own credit report to see if there had been a change, and since joining the program my social security number has suddenly started apprearing WRONG with Equifax. Wasn’t an issue before, and again, no response from my rep. I’ve contacted his manager FOUR times, no response. I have learned a valuable lesson in all of this, and now will be paying another company (luckily a lot less) to do what I’ve already paid RMCN to do and only been put in a worse position than I started in. I referred my fiance to the company shortly after I signed up - before I knew what a nightmare it would be - and he’s received the same sub-par service and now that they have our money, he can’t get a call back about the issues either, let alone someone to tell us what, if any, results have been confirmed. Complete waste of time and money.
Hello, this is Doug Parker the CEO of RMCN Credit Services, Inc. I am not aware of these so called complaints. If you have any issues my email address is d dot parker at rmcninc.com. I will look into any issues personally.

Best regards,

Doug Parker
I agre my Credit score just got worse it is expensive and it does nto work… Beware it is a rip off
Please do not waste your time using this service. It is
a total rip off. I agree with the above comment I had not one thing removed from my credit and my credit worsened as well. They are very deceiving and unprofessional.
I am so happy with the services I received from Repair My Credit Now! My husband and I didn’t know what we were going to do, we had both gone through nasty divorces and our credit reflected that. I contacted them, and right away they began working on our credit. They were very friendly and great to work with. They stepped us through the whole process and our scores have improved. We are buying our first house and we owe it all to them.
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profile last updated: 2/26/2013 10:40:15 PM

Company News

FTC Charges Credit Repair Operators With Misleading Credit Bureaus and Charging Consumers Illegal Up-Front Fees

10/13/2011 - The Federal Trade Commission has charged the operators of [RMCN Credit Services Inc.] with making false statements to credit bureaus about information in consumers' credit reports, and illegally collecting fees from consumers before performing any services. The action is part of the FTC's continuing crackdown on scams that prey on financially distressed consumers.

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